Insurance & Savings

Most TRT Medications Are
Covered by Insurance.

Unlike telehealth companies that charge $150+/month for testosterone medication, we send prescriptions to your local pharmacy — where your insurance can bring the cost to $0–30/month. We handle the paperwork.

$0–30
/mo Meds With Insurance
$1,800+
Savings vs. Telehealth/Year
100%
FSA/HSA Eligible
We Handle Insurance Paperwork
Any Pharmacy You Choose
FDA-Approved Medications
FSA/HSA Eligible
No Mail-Order Lock-In
How It Works

Insurance Pharmacy Billing
in 4 Simple Steps

With our Standard and Complete plans, we handle insurance pharmacy billing so your testosterone medication costs as little as possible.

1

Physician Prescribes

Your licensed physician writes your prescription for FDA-approved testosterone (not compounded or proprietary formulations).

2

Sent to Your Pharmacy

We send the prescription to whichever pharmacy you choose — Costco, Walgreens, CVS, your neighborhood pharmacy, or any other.

3

We Handle Billing

Our care team coordinates with your pharmacy to ensure your insurance is billed correctly. We handle prior authorizations, appeals, and paperwork.

4

You Pay Your Copay

Pick up your medication at the pharmacy and pay your insurance copay — typically $0–30/month for testosterone. That's it.

Cost Comparison

The Real Cost of Testosterone
Therapy: Revive vs. Everyone Else

Telehealth companies look cheap until you realize you're paying full price for medication that insurance would cover at a real pharmacy.

Cost Category Revive (Standard)
With Insurance
Revive (Standard)
Without Insurance
Typical Telehealth
(Hims, Roman, etc.)
Monthly Membership $35/mo $35/mo $0–30/mo
Testosterone Medication $0–30/mo $30–80/mo $150–250/mo
Lab Testing (per visit) $159–217 $159–217 $0–100 (basic only)
Office Visits $147/visit $147/visit $0 (video only)
Physician Type Licensed Physician (ND) Licensed Physician (ND) NP or PA (usually)
Est. Year 2+ Total ~$1,452/yr ~$2,052/yr ~$2,160–3,360/yr

* Estimates based on Standard plan Year 2+ costs (2 visits/year). Medication costs with insurance vary by plan and pharmacy. Telehealth estimates include medication shipped by mail at typical market rates.

Coverage

Which Insurance Plans
Typically Cover TRT?

Most major insurance plans cover FDA-approved testosterone prescriptions at a pharmacy. Here's what we commonly see in the Seattle area. For a deeper dive, read Does Insurance Cover Testosterone Therapy?

Usually Covered

  • Premera Blue Cross
  • Regence BlueCross BlueShield
  • Aetna
  • UnitedHealthcare
  • Cigna
  • Kaiser Permanente
  • Medicare Part D
  • Most employer-sponsored plans
⚠️

May Require Prior Auth

  • Some Medicaid plans
  • Tricare
  • High-deductible health plans (HDHP)
  • Some state exchange plans

Prior authorization just means your insurance wants confirmation of medical necessity. We handle this paperwork for you as part of our Standard and Complete plans.

💡

No Insurance? Still Affordable

Even without insurance, generic testosterone cypionate at a local pharmacy typically costs $30–80/month — still significantly less than what telehealth companies charge for mail-order compounds.

We can also help you find pharmacy discount programs like GoodRx to minimize your out-of-pocket cost.

FSA/HSA eligible: All Revive plan costs, lab fees, and medications qualify for FSA and HSA reimbursement.

🧾

We Handle the Paperwork.
You Just Pick Up Your Meds.

Insurance billing is confusing. Prior authorizations are a headache. That's why our Standard and Complete plans include full insurance pharmacy billing coordination.

📋 Prior Authorization

If your insurer requires prior auth, we submit the documentation, follow up, and handle appeals if necessary.

💊 Refill Coordination

We manage your prescription refills and coordinate with your pharmacy so you never run out of medication.

🏥 Pharmacy Selection

We help you find the pharmacy with the best pricing for your specific insurance plan — sometimes switching pharmacies saves $20+/month.

📞 Claims Support

If a claim is denied or your copay seems wrong, our team investigates and works to resolve it on your behalf.

Check Your Coverage

See If Your Insurance
Covers TRT Medication

Tell us your insurance carrier and we'll let you know what to expect for medication costs at your local pharmacy. No commitment — just clarity.

Your data is processed by HIPAAtizer, a HIPAA-compliant service, and is not stored on this website.
We'll follow up within 1 business day with estimated medication costs for your plan.

Insurance FAQ

Common Insurance Questions

Does Revive accept my insurance for office visits? +

Revive is a cash-pay clinic — our office visit fees and lab fees are paid directly to us. However, the key insurance benefit is on the medication side: we prescribe to your local pharmacy where your insurance covers the medication. This is where the biggest savings happen — often $100+/month compared to telehealth mail-order pricing.

What if my insurance denies the prescription? +

If your insurance requires prior authorization or initially denies coverage, our team handles the appeal process. We submit the medical documentation (including your lab results showing low testosterone) to support the claim. Most denials are resolved within 1–2 weeks. In the rare case coverage isn't available, generic testosterone is still affordable at $30–80/month cash price.

Why can't telehealth companies use my insurance for medication? +

Most telehealth TRT companies use their own compounding pharmacies or mail-order services. These proprietary compounds are not FDA-approved generics, so insurance won't cover them. They charge $150–250/month for the same active ingredient you could get at Walgreens for $0–30 with insurance. At Revive, we prescribe standard FDA-approved testosterone that any pharmacy can fill.

Is testosterone therapy covered by Medicare? +

Yes, Medicare Part D typically covers testosterone prescriptions when medically necessary (confirmed by lab work showing low testosterone levels). Copays under Medicare Part D are usually very low. Our team can help verify your specific Medicare coverage before your first visit.

Can I use my FSA or HSA to pay for Revive? +

Absolutely. All Revive costs — plan membership, office visits, lab fees, and medications — qualify for FSA and HSA reimbursement. We provide itemized receipts for easy submission to your FSA/HSA administrator.

How much do I save compared to telehealth in Year 2 and beyond? +

Year 2+ on our Standard plan costs approximately $1,452/year (~$121/month all-in) with insurance covering your medications. Typical telehealth TRT runs $2,160–3,360/year when you factor in their medication costs. That's a savings of $700–1,900/year — and you get real physician care, real labs, and real monitoring instead of a video chat.

Stop Overpaying for Testosterone

Book your first visit and let us show you what TRT costs when you use a real pharmacy with real insurance coverage. Most patients are surprised at how affordable it is.

Book Your First Visit — $99 →

Or call us: (206) 960-4770 · Seattle · Kirkland · Federal Way